Westpac life insurance services limited abn 31 003 149 157 afsl 233728. Income insurance is also available as part of the super directions fund and the wealth personal superannuation and pension fund please refer to page 87 of the income insurance superannuation plan pds for more details. The insurance cover described in this pds covers two separate financial products provided as follows. Introduction of an enhanced environmental, social and governance esg framework. Aia australia priority protection product disclosure. Income protection will pay you a benefit each month if you are unable to work due to an illness or injury. Explanations of my protection plans features and benefits, helping you compare it to other insurance products. Terms defined in the pds have the same meaning in this spds. I became incapacitated in 2001 i made claim with amp after failing to recover in early 2002. In the following sections, we take a closer look at each insurance product and the claims payments made by amp.
Bt protection plans supplementary product disclosure. We are a leading life insurer placing our customers at the very heart of everything we do. Mlc life insurance has been protecting australians for over years. Across new zealand, amp is there for kiwis and their families. This is the product disclosure statement pds for aami income protection. A disclosure statement is available from your adviser on request and free of charge. For more information about amp risk protection plan deluxe income protection and other amp products and services, talk to your adviser, call us on 0800 275 292 or visit our website. Amp elevate insurance product disclosure statement part 2. The insurer is the issuer of all products, except for term life as superannuation and income protection as superannuation. For more information about amp risk protection plan deluxe income protection and other amp products and services, talk to your adviser, call us on 0800 275 292 or visit our website amp. The adobe acrobat reader software is not provided, owned or endorsed by financial. Simply complete a short, no obligations registration form and then follow the easy download instructions.
Income protection insurance compare providers canstar. These will help you understand important information related to the features, fees and your options. Life protection plan through the 27 amp superannuation savings trust self managed or small apra superannuation 33 fund trustee ownership about the income protection plan 34 income protection plan facts 36 income protection plan snapshot 37 plan rules income protection 38 about the business overheads insurance plan 51. Income insurance professional income insurance plus income insurance, and income insurance senior professionals. Pds is a single source of truth for data capture and storage and can easily expand as your business needs evolve. Life cover plan, crisis recovery stand alone plan, income protection plan, business expenses plan, superannuation life cover plan and superannuation income protection plan. Amps chief medical officer advised claim could be backdated subject to medical reports to onset of illness. Offer available to insuranceline customers who complete an application for a life insurance, income protection or funeral insurance policy between 20 november 2017 and 30 june 2020 inclusive and are issued with a policy with a commencement date prior to 00. Amp risk protection plan deluxe income protection product. Rest super product disclosure statement pds and forms.
The pds contains important information about investing in the fund and it is important that investors read the pds before making a decision about whether to. For term life as superannuation and income protection as superannuation. Amp superannuation limited and nm superannuation proprietary limited, as a trustee, are responsible for. Amps pds document states that you must satisfy the following criteria to be. Trauma cover, income protection cover, business overheads insurance as. Introduction 5 about this pds 6 types of cover available in bt protection plans 7 applying for bt protection plans 8 were here to help when you need it 8 features of your policy 9 paying for your insurance 10 ownership options 11 policy structures 12 about your policy chapter 2. What you need to know about claims paid by amp insurance. Product disclosure statements pdss and fact sheets contain the finer details about your superannuation product. Pds builds technology to match your unique needs, and we tirelessly try to make things better.
Income protection plus supplementary product disclosure statement date of issue. Insurance, income protection ip insurance and critical illness or trauma. Compare amps range of income protection insurance policies. This fast and efficient optional service is available on the end of period menu. Products in this product disclosure statement pds are available from. Balanced growth fund invests mainly in growth assets equities, listed. Find out more about amp income protection insurance. Amp risk protection plan deluxe income protection product card. Always consult the product disclosure statement pds. Green v amp life ltd 2006 nswsc 370 held that a policy that. Flexible lifetime protection product disclosure statement. Section c explains how the income protection plan works both when acquired outside.
Income protection insurance pays you a benefit if you are unable to work for a period of time because of illness or injury. Product disclosure statement, financial services guide and. The benefit payment is designed to replace or supplement your income. This supplementary product disclosure statement spds is dated 1 april 2020 and supplements the comminsure protection combined product disclosure statement pds and policy issued 23 september 2018. This spds outlines changes to the product and should be read together with the pds. About amp amp is a leading independent wealth management company in australia and new zealand.
This product disclosure statement pds is a summary of significant information and contains a number of references to important information in your member benefit schedule, and the member guide and investment guide fact sheets which form part of this pds. This product disclosure statement pds describes the main features of six separate insurance plans. Accelerated protection pds documents available for download. Clearview lifesolutions supplementary product disclosure statement 1 of 2 this supplementary product disclosure statement spds supplements, and should be read together, with the clearview lifesolutions product disclosure statement dated 1 october 2018 pds. Combined product disclosure statement, financial services. The issuer for all the products described in this product disclosure statement and policy document pds, except for term life as superannuation usi 81 236 903 448 001 and income protection as superannuation usi 81 236 903 448 004, is the insurer. Pds payroll includes support for employee 1099, 1095, 1094, w.
We no longer accept applications from new customers. Other than the government age pension, its likely to be your main source of income when you stop work. Before you make an investment decision it is recommended you obtain professional financial advice from your financial adviser tailored to your personal circumstances. Income protection insurance can help provide financial support in case you unexpectedly cannot work due to illness or injury. Bt protection plans application form gpo box 5467, sydney nsw 2001, australia phone. Amp elevate insurance pds and application form north online. Pds asset management software is an asset management and condition monitoring application for both web, android and ios that eliminates the need for complicated spreadsheets and inefficient handwritten reports. Pds tax efile also makes it easy for you to quickly check on the status of your filings and print reports. Amp capital global infrastructure securities fund unhedged exchange traded. Functional elements include workflow, tax management. Amp ife insurance can help protect your loved ones financially if anything happens to you. Amps flexible lifetime protection income protection gives you peace of mind. Nm superannuation proprietary limited abn 31 008 428 322 is the trustee of the following rses. Income protection insurance can help provide financial support in case you.
Make sure you invest to at least help keep pace with inflation so you can maintain your purchasing power. For more information about amp elevate insurance read the latest pds and. We simplify hcm complexities across the entire employee life cycle with innovative technology that is personalized for user and business needs and is backed by a team of experts who know your name. Product summary accelerated protection income protection. Benefits of investing with first super most working australians rely on their super savings in retirement. Amp elevate insurance product disclosure statement issue number 14, 19 may 2014. Before deciding to take on a super fund, we recommend that you and your employee read the pds and relevant fact sheets.
Protect your familys financial future compare income protection policies from over 10 providers. This pds provides a summary of significant information you should consider before investing in this product. Amp, amp elevate insurance, insurance, 10062017, download pds. The incorporated by reference materials form part of the pds and you should also read these documents. For more information about amp elevate insurance read the latest pds and update. Amp elevate offers income protection to existing amp life insurance andor superannuation customers. Keep in mind how inflation may significantly impact your buying power. Supplementary product disclosure statement date of issue. This is how our income protection products financially supported new zealanders in 2017. Product disclosure statements the information contained in this list is general information only and does not take into account your personal objectives, financial situation andor needs.
To invest in the fund, investors will need to obtain the current product disclosure statement pds from amp capital investors limited abn 59 001 777 591, afsl 232 497 amp capital. My protection plan this product disclosure statement pds contains important information you should know about my protection plan to help you decide if it is right for you. You should consider that information before making a decision about customsuper. The ability to earn an income is paramount to the security of your lifestyle. Amp life and the trustee are the joint issuers of this product disclosure statement pds. Amp flexible lifetime protection income protection 0 life. Amp superannuation limited abn 31 008 414 104 is the trustee of the following registrable superannuation entities rses.
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